Find if I am underinsured

Current Annual Income

Wondering what income to consider? Here’s a tip - take the pre-tax income you earn by actively working, the income that will stop coming in if you’re not around.

Don’t worry about sharing your private information - all your sensitive information is stored anonymously and cannot be accessed by anyone.

Number of years that you plan to work for

Number of years that you plan to work for Select the time period you intend to actively work and earn money, starting now till the time you retire. Retirement here means when you take up a full-time hobby, or when your kids and parents aren’t dependent on you anymore.

Current Life Cover

Current life cover Put in the life cover amount from your current term insurance policy. If you own more than one policy, add the total life cover amount from all these policies.

You are

UNDERINSURED

You are

ADEQUATELY INSURED

Your life cover should be able to support your family's needs even after you're gone.

Your Current Life Cover

Recommended Life Cover

PRO-TIP

Don’t forget the impact of inflation. If you find your life cover to be very high, remember that it may not be worth as much after 10 or 20 years.
Your insurer might offer you a lower cover due to your age or income. You can go ahead with the lower cover, and increase it later.
This decision is not cast in stone. Revisit it when you see a big change in lifestyle (i.e., when your income changes significantly).

Not sure if you have got all your ducks in a row? Want to find out your exact term insurance needs, without the pressure of buying anything?

Find if I am underinsured

UNDERINSURED

ADEQUATELY INSURED

PRO-TIP

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