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Calculate your policy duration

Age at which you want to sit back and relax infoAnual
Wondering what income to consider? Here’s a tip - take the pre-tax income you earn by actively working, the income that will stop coming in if you’re not around. Salary Salary Business income Business income Rent income Rent income Interest Interest Dividend Dividend
PRO-TIP
  • Proptips

    If you are an entrepreneur, you may retire a little later than others. Feel free to choose a duration that covers you till then.

  • Proptips

    If you are a stay-at-home parent, you can choose your duration based on your kids’ stage of life, i.e., till your kids become responsible adults.

Your current age
Your retirement age cannot be younger than your current age.
PRO-TIP
Protips

Every year that you wait to buy term insurance, your premiums increase by 4-5%. This increase can be as high as 12-17% in your 40s. So buy early and lock in cheaper rates.

Your policy duration

You cannot change your policy duration later. So, please choose wisely!

Your policy duration